Apex Funding Partners connects franchise operators, business buyers, and home services entrepreneurs with the right SBA lenders. Specialized underwriting. A broker who actually knows your deal.
We focus exclusively on three high-growth segments where SBA financing delivers the most leverage — and where most banks lack the expertise to move fast.
New unit opens, multi-unit expansion, resales, remodels, and working capital lines. We've packaged franchise deals across fitness, home services, senior care, food, and more — and we know which brands sail through SBA underwriting and which need extra packaging.
Acquiring a Main Street business under $5M — a retail shop, professional practice, restaurant, or service company? SBA 7(a) is the most powerful tool available. We also specialize in online business acquisitions: e-commerce stores, SaaS products, content sites, and digital brands that traditional banks still don't know how to underwrite.
Acquiring or expanding an HVAC, plumbing, electrical, landscaping, or cleaning business? Private equity has been rolling up trades for years — now individual operators and first-time buyers need the same access to capital. We specialize in SBA packaging for trades acquisitions and growth financing.
Most borrowers apply to one bank and wait. The Apex Exchange works differently — we run your deal across our entire lender network simultaneously and place it with the lender whose credit appetite, deal size, and vertical expertise fit you best.
Deal profiling · SBA eligibility check · Lender appetite scoring
Every lender in our network has a different credit appetite — deal size, franchise brand, operator profile, collateral type. We know what each lender wants and route your deal accordingly. You don't get declined and start over; you get the right lender the first time.
Instead of applying to one bank, waiting 3 weeks, getting declined, and starting again — the Exchange evaluates your deal against our full network in 48 hours. One application, multiple options, one recommendation.
Several lenders in our network hold SBA Preferred Lender status — meaning they approve loans in-house without sending files back to the SBA for review. That alone cuts 2–4 weeks off your close timeline versus a standard SBA bank.
Once you're in the Exchange, your financial profile is maintained for future capital events — remodels, expansions, new units. When your next deal comes up, we already know your story and can move faster than any bank you'd walk into cold.
We handle the lender matching, packaging, and underwriting coordination — so you focus on your business.
Complete our intake form in under 5 minutes. Tell us about the franchise, the deal size, and your financial profile.
We review your profile and confirm SBA eligibility within 48 hours — including franchise directory status and DSCR analysis.
We match your deal to the best-fit lender from our network and build a complete credit package on your behalf.
Coordinate conditions, manage the close, and get you to funded — typically in 45–60 days from submission.
From franchise new-unit builds to Main Street acquisitions to trades businesses — we finance growth across the deals most SBA banks don't specialize in.
First-unit build-outs, multi-unit ADA financing, and Area Development Agreement capital for operators ready to grow.
Acquiring an existing franchise unit from a selling operator, or financing mandatory brand refresh obligations tied to renewal.
SBA 7(a) packaging for brick-and-mortar acquisitions — retail, restaurants, professional services, and small businesses under $5M.
E-commerce stores, SaaS products, content sites, and digital brands. We specialize in the SBA packaging that traditional banks still don't know how to structure for digital assets.
Acquiring or expanding an HVAC, plumbing, electrical, landscaping, or cleaning business. Equipment, goodwill, working capital — fully packaged.
Revolving credit lines and equipment financing for operators across all three verticals — inventory, fleet, FF&E, and seasonal gap coverage.
Whether you're an FBC placing a franchise candidate, a business broker with a Main Street acquisition, or an attorney with a home services deal — submit it here and we'll handle the rest. Referral fee paid at close, every time.
Submit your first deal in under 3 minutes. We'll confirm SBA eligibility and financing options within 48 hours.