🏆 Specialized Commercial Lending Platform — Franchises · Acquisitions · Home Services · Transportation & Logistics

From Application
to Funded — Faster.

Apex Funding Partners connects small and mid-sized business borrowers with the right lenders and capital partners. We’re a specialized commercial lending platform dedicated to the franchise, home services and trades, business acquirers, and transportation and logistics industries.

Four Verticals.
One Specialized Platform.

We focus exclusively on four high-growth segments where access to the right capital — and the right lender — makes all the difference.

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Franchise Operators

New unit opens, multi-unit expansion, resales, remodels, and working capital lines. We know which brands sail through underwriting and which need extra packaging.

Explore Franchise Financing →
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Business Buyers & Acquirers

Acquiring a Main Street business under $5M or an online business? We identify the right financing structure and lender including e-commerce, SaaS, and digital brands.

Explore Business Acquisitions →
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Home Services Operators

Acquiring or expanding an HVAC, plumbing, electrical, landscaping, or cleaning business? We specialize in packaging and placing trades acquisitions and growth financing.

Explore Home Services Financing →
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Transportation & Logistics

We connect owner-operators, small fleets, freight brokers, and logistics businesses with lenders who specialize in equipment, fleet, and business acquisition financing.

Explore T&L Financing →

One Application.
Your Best Lender Match.

Most borrowers apply to one bank and wait. The Apex Exchange works differently — we run your deal across our entire lender network and place it with the lender whose credit appetite, deal size, and vertical expertise fit you best.

🏪 FranchiseeOperator / buyer
💼 Business BuyerMain St. & online
🔧 Home ServicesTrades acquisition
🚚 TransportationFleet & logistics
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Apex Exchange

Intelligent Lender Matching

Deal profiling · Eligibility check · Lender appetite scoring

DSCR AnalysisBrand DirectoryCredit FitDeal Size Match
↓ Best-fit lender selected ↓
National SBA BankHigh-volume franchise lender
SBA Preferred LenderIn-house approval · fastest close
Regional Community BankFlexible terms & local relationships
Non-Bank SBA LenderAlternative structures · acquisition focus
Specialty Vertical LenderNiche credit appetite
Equipment & Asset LenderFF&E and fleet-heavy deals
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Lender Matching, Not Lender Roulette

Every lender in our network has a different credit appetite. We know what each lender wants and route your deal accordingly. You get the right lender the first time.

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Simultaneous Access, Not Sequential Waiting

Instead of applying to one bank and waiting 3 weeks, the Exchange evaluates your deal against our full network in 48 hours. One application, one recommendation.

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Preferred Lender Access (PLP)

Several lenders in our network hold SBA Preferred Lender status — they approve loans in-house, cutting 2–4 weeks off your close timeline.

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Your Capital Profile, On File

Once in the Exchange, your profile is maintained for future capital events. When your next deal comes up, we already know your story.

From Intake to Funded
in 4 Steps

We handle the lender matching, packaging, and underwriting coordination so you focus on your business.

1

Submit Your Deal

Complete our intake form in under 5 minutes. Tell us about the deal, the capital needed, and your financial profile.

2

Pre-Qualification

We review your profile and confirm financing eligibility within 48 hours — deal viability, lender fit, and vertical-specific criteria.

3

Lender Match & Package

We match your deal to the best-fit lender and build a complete credit package on your behalf.

4

Close & Fund

Coordinate conditions, manage the close, and get you to funded — typically in 45–60 days from submission.

Four Verticals.
One Capital Platform.

From franchise new-unit builds to Main Street acquisitions, trades businesses, and fleet expansion.

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Franchise — New Unit & Expansion

First-unit build-outs, multi-unit ADA financing, and Area Development Agreement capital.

$150K – $3M
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Franchise — Resale & Remodel

Acquiring an existing franchise unit or financing mandatory brand refresh obligations tied to renewal.

$75K – $2M
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Main Street Business Acquisition

Acquisition financing for brick-and-mortar businesses — retail, restaurants, professional services under $5M.

$300K – $5M
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Online Business Acquisition

E-commerce stores, SaaS products, content sites, and digital brands.

$150K – $3M
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Home Services Acquisition & Growth

Acquiring or expanding an HVAC, plumbing, electrical, landscaping, or cleaning business.

$200K – $3M
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Transportation & Logistics

Fleet acquisition, truck and trailer financing, and working capital for freight brokers.

$100K – $3M
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Working Capital & Equipment Lines

Revolving credit lines and equipment financing across all four verticals.

$50K – $500K

Your Financing Partner
Who Actually Closes

Whether you’re an FBC, business broker, or attorney — submit it here and we’ll handle the rest. Referral fee paid at close, every time.

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    48-hour pre-qualification on every submission
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    Real-time deal status — no need to follow up
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    Referral fee paid at close, every time
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    We handle all lender communication
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    SBA Franchise Directory expertise
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    Dedicated contact for every deal in your pipeline

Partner With Us

Submit your first deal in under 3 minutes. We will confirm deal eligibility and financing options within 48 hours.

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48-Hour Response
Pre-qual on every submission
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Referral Fee at Close
Paid on every funded deal
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Real-Time Deal Tracking
See exactly where your client stands